Mortgage Financing & Title Information

Financing the purchase of a home can be a long and laborious process but it doesn't have to be this way.

In the hands of an expert Mortgage Broker a complicated process can be streamlined and made tolerable. You certainly want to have everything clearly explained and especially the options from which you can choose to obtain a home loan. You have the right to use the services of your preferred lender, a Bank, or a Mortgage Broker.

I recommend that buyers make sure they are Pre-approved for a loan amount before looking at homes. In this rapidly changing market properties tend to move quickly and multiple offers or bids above asking prices are common. If I can show your strength as a buyer with approval for a specified loan amount, then I can be in a much better position to win the bid, negotiate terms, and get you the home you desire. Often sellers will eliminate offers that do not present with a Pre-approved loan. Pre-qualified is no substitute and will reduce your chances of success tremendously. Moral of story: Get Pre-approved Now! A Mortgage Broker or Bank can assist you with this.

The Mortgage Smorgasbord

Knowing Your Mortgage Numbers & Terms ©

Click on the link Guide to Knowing Your Mortgage Numbers to find useful definitions for mortgage terms and what the numbers mean!  This is a helpful resource not to miss. As you know, the mortgage business has gone through some major corrections and lenders have tightened their criteria considerably. Carefully check out the figures and options with your mortgage advisor!

For more information, Call 415-785-7750 or
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in Marin, Sonoma, and San Francisco Bay Area Real Estate.